OPEN ENROLLMENT | MEDICAL BENEFITS | LONG TERM BENEFITS   
Back to HR

Open Enrollment

NOW THROUGH DECEMBER 1, 2020

What’s New for 2021?

Open Access $10/$15 Plan (OA 10/15)

NJPL 2020 Chapter 44 that requires all School Districts with private insurance plans to offer a new medical and prescription plan that is equivalent to the NJ Educators Health Plan (NJEHP).

Effective January 1, 2021, the Open Access $10/$15 (OA10/15) plan will be offered in lieu of the NJEHP.

The Open Access $10/$15 plan is linked to a new employee contribution schedule that may be different from your current contributions under Chapter 78.

All of the Open Access plans share the same Aetna network of participating providers.

Webinar: An Overview of the New Jersey Educators Health Plan

COMPARE PLANS

Active Employee
Side by Side
HMO PLANS

Active Employee
Side by Side
OPEN ACCESS PLANS

FILES FOR DOWNLOAD (PDF)

+ Click here to view –  OA $10/$15  Plan Summary
+ Click here to view –  OA $10/$15  Prescription Plan Formulary List
+ Click here to view –  OA $10/$15  Employee Contribution Schedule
+ Click here to view –  2021 Affirmative Election Form

Compare the Open Access $10/$15 plan summary and new employee contribution schedule to your current plan and current employee contributions to determine the best coverage and cost for your needs.

To keep your current health plan – you must complete the Affirmative Election Form and return to Human Resources by December 1, 2020

To keep your current waiver option – you must complete an Affirmative Election Form and return to Human Resources by December 1, 2020

If you do not complete an Affirmative Election Form and return by December 1, 2020, you will be enrolled in the Open Access $10/$15 effective January 1, 2021.

+ Click here to view – 2021 Affirmative Election Form

You and your eligible dependents will automatically be enrolled in the Open Access $10/$15 plan effective January 1, 2021.

Review the Open Access $10/$15 plan summary and new employee contribution schedule.

To keep your current waiver option – you must complete an Affirmative Election Form and return to Human Resources by December 1, 2020

+ Click here to view – 2021 Affirmative Election Form

The health insurance waiver (Opt-Out) continues through 2021 with payments issued in June and December. The payment amounts are limited to 25% of premium savings or $5,000 per year, whichever is lesser.

All employees who have waived health insurance must complete an Affirmative Election Form for 2021 or they will be automatically enrolled in the new plan, OA $10/$15.

For new health insurance waivers, please complete an Aetna enrollment change form (sections C and F only) and return with a copy of your current health insurance ID card.

+ Click here to view – 2021 Aetna Enrollment Change Form
+ Click here to view – 2021 Affirmative Election Form

Flexible Spending Accounts (FSA)

The flexible spending accounts tax savings on eligible expenses that are incurred between January 1, 2021 and December 31, 2021.  Annual enrollment in flexible spending plans is required.  To learn more about these accounts, please use the links below: 

Health Flexible Spending Accounts - link to video

Flexible Spending Accounts

Transit and Parking Spending Accounts - link to video

Transportation Spending Accounts

Dependent Care Reimbursement Accounts - link to video

Dependent Care Reimbursement Accounts

If an FSA is right for you and your family, please return a completed enrollment form with the annual election amount.

  • Health FSA  $500 minimum / $2,700 maximum
  • Dependent Care FSA  $5,000 maximum
  • Transit/Parking FSA  $270 monthly maximum

+ Click here to view –  FSA Enrollment Form

All forms must be received by the Department of Human Resources by the close of business on Tuesday, December 1, 2020.