Open Enrollment
NOW THROUGH DECEMBER 1, 2020
What’s New for 2021?
Open Access $10/$15 Plan (OA 10/15)
NJPL 2020 Chapter 44 that requires all School Districts with private insurance plans to offer a new medical and prescription plan that is equivalent to the NJ Educators Health Plan (NJEHP).
Effective January 1, 2021, the Open Access $10/$15 (OA10/15) plan will be offered in lieu of the NJEHP.
The Open Access $10/$15 plan is linked to a new employee contribution schedule that may be different from your current contributions under Chapter 78.
All of the Open Access plans share the same Aetna network of participating providers.
Webinar: An Overview of the New Jersey Educators Health Plan
FILES FOR DOWNLOAD (PDF)
+ Click here to view – OA $10/$15 Plan Summary
+ Click here to view – OA $10/$15 Prescription Plan Formulary List
+ Click here to view – OA $10/$15 Employee Contribution Schedule
+ Click here to view – 2021 Affirmative Election Form
Compare the Open Access $10/$15 plan summary and new employee contribution schedule to your current plan and current employee contributions to determine the best coverage and cost for your needs.
To keep your current health plan – you must complete the Affirmative Election Form and return to Human Resources by December 1, 2020
To keep your current waiver option – you must complete an Affirmative Election Form and return to Human Resources by December 1, 2020
If you do not complete an Affirmative Election Form and return by December 1, 2020, you will be enrolled in the Open Access $10/$15 effective January 1, 2021.
You and your eligible dependents will automatically be enrolled in the Open Access $10/$15 plan effective January 1, 2021.
Review the Open Access $10/$15 plan summary and new employee contribution schedule.
To keep your current waiver option – you must complete an Affirmative Election Form and return to Human Resources by December 1, 2020
The health insurance waiver (Opt-Out) continues through 2021 with payments issued in June and December. The payment amounts are limited to 25% of premium savings or $5,000 per year, whichever is lesser.
All employees who have waived health insurance must complete an Affirmative Election Form for 2021 or they will be automatically enrolled in the new plan, OA $10/$15.
For new health insurance waivers, please complete an Aetna enrollment change form (sections C and F only) and return with a copy of your current health insurance ID card.
+ Click here to view – 2021 Aetna Enrollment Change Form
+ Click here to view – 2021 Affirmative Election Form
Flexible Spending Accounts (FSA)
The flexible spending accounts tax savings on eligible expenses that are incurred between January 1, 2021 and December 31, 2021. Annual enrollment in flexible spending plans is required. To learn more about these accounts, please use the links below:
Flexible Spending Accounts
Transportation Spending Accounts
Dependent Care Reimbursement Accounts
If an FSA is right for you and your family, please return a completed enrollment form with the annual election amount.
- Health FSA $500 minimum / $2,700 maximum
- Dependent Care FSA $5,000 maximum
- Transit/Parking FSA $270 monthly maximum
Dental Plans
All employees may change dental plans during the open enrollment period.
+ Click here to view – Delta Dental PPO/Premier/Advantage Plan Summary
+ Click here to view – Flagship Dental Program
+ Click here to view – Delta Dental Enrollment Form